About Commonwealth
We are proud to work with Commonwealth. Commonwealth has long been known for its advisor-focused culture, service, and support designed to help financial professionals serve their clients with care and attention.
Through LPL Financial (LPL) and Commonwealth, a trade name of LPL, our practice has access to planning support, educational opportunities, technology tools, and other capabilities that support the work we do on your behalf.
Understanding Our Hybrid Affiliation Structure
Our practice operates under a hybrid model, which means we provide services through more than one registered entity depending on the type of service being provided.
This hybrid structure gives our practice flexibility to provide different types of services based on your needs, goals, and the agreements in place. In this business model, brokerage services, such as buying and selling securities, are offered through LPL Financial, which serves as the broker/dealer. Advisory services, such as investment advice or financial planning provided under an advisory agreement, are offered through our Registered Investment Adviser (RIA).
Brokerage Services Through LPL Financial
LPL Financial serves as the broker/dealer for brokerage services.
A broker/dealer supports activities related to securities transactions, including trade execution, supervision, regulatory oversight, and access to brokerage platforms and related resources.
Advisory Services Through Our RIA
Advisory services may include financial planning, portfolio management, and ongoing investment advice, depending on the services offered and the client agreement in place.
When advisory services are provided, they are offered through our RIA under an advisory agreement.
What This Means for You
This structure allows us to support different types of client needs while clearly identifying which entity provides each service. Brokerage and advisory services are different, and each is governed by its own agreements, disclosures, fees, and regulatory requirements.
Depending on the services you receive, your accounts, agreements, disclosures, statements, and other materials may reference LPL Financial, an RIA, or both.
We will continue to help you understand how your accounts are structured, which services apply to your situation, and where to find relevant disclosures and information.
Important Information
This affiliation structure does not change our commitment to serving you with care, transparency, and thoughtful guidance.
Please review all account documents and disclosures carefully. We encourage you to ask questions any time you would like clarification about the services you receive, the entities involved, or how your accounts are supported.